COMMON VARIETIES OF TERM LIFE INSURANCE

There are literally hundreds of term life insurance products available to consumers. Navigating through the maze of choices can be a formidable task.

Consulting with an independent insurance broker is the best way to ensure that you are presented with the options that best suit your individual needs.

The following options all have specific uses and are available through www.bidonmyterm.com.

10 Year Renewable And Convertible Term

Level death benefit, designed to meet short term needs. The cost of this coverage increases in guaranteed ten year increments until eventually expiring, usually at age 75. This plan is usually convertible to any permanent coverage offered by the issuing insurance company without having to prove good health.

15 Year Renewable And Convertible Term

Level death benefit, designed to meet short term needs. The cost of this coverage increases in guaranteed fifteen year increments until eventually expiring, usually at age 75. This plan is usually convertible to any permanent coverage offered by the issuing insurance company without having to prove good health.

20 Year Renewable And Convertible Term

Level death benefit, designed to meet short to medium term needs. The cost of this coverage increases in guaranteed twenty year increments until eventually expiring, usually at age 75. This plan is usually convertible to any permanent coverage offered by the issuing insurance company without having to prove good health.

Term to Age 65

Level death benefit, designed to meet medium term needs. Since most people today live well beyond age 65, it would be a false sense of security to buy this kind of insurance thinking that it would fulfill a permanent need.

Term To Age 100

Level death benefit, designed to meet permanent needs. Ideal for permanent family, and business succession planning.